Dedicated Health Insurance Company
Always consider getting a quote from a dedicated health insurance company to compare with the rates that are being offered by your insurance company as these health insurance companies very often have competitive rates that cannot be compared with the offerings from the mainstream insurance companies.
On the other hand don't assume that because it is a dedicated health insurance company that you will be getting the best rates all of the time as other insurance companies can discount their health insurance rates simply because you have other items insured with them.
By doing your research first before signing up with any policy whether it is with your own company or another health insurance company you can be assured of saving money and this can become quite a considerable saving over time that can allow you to invest in a more comprehensive policy.
There are many different health insurance companies to choose from and you should get rates from as many as possible before deciding on which one to use.